About the author

Mike Bradley

Mortgage adviser · Optimum Mortgages

Mike Bradley is a mortgage adviser at Optimum Mortgages, providing guidance on mortgage capacity and affordability.

Optimum Mortgages

Optimum Mortgages is authorised and regulated by the Financial Conduct Authority, registration number 450713. Settled is a trading style of Optimum Mortgages.

Guides on this site provide general information about mortgage capacity and affordability. They are not legal advice, a mortgage recommendation or a mortgage offer.